When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to pay over time--and never pay a penny more than you agree to on day one.
Say YES with confidence!
When you buy with Affirm, you always know exactly what you'll owe and when you'll be done paying. You’ll never pay a hidden fee—or any fee, for that matter.
Transparent | Never pay more than the price of your purchase. Flexible | It only takes a moment, and checking your eligibility won't affect your credit score. Fair | Affirm won't charge you late fees or penalties of any kind, ever.
Disclosure: Payment options are offered by Affirm and are subject to an eligibility check. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lender license. For licenses and disclosures, see affirm.com/licenses.
Can I pay off my purchase early? Yes! There’s no penalty for paying early.
How do I make my payments? You can make or schedule payments ataffirm.comorin the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Can I return an item I bought with Affirm? Yes—you can return an item you bought with Affirm by initiating the return process with the store.
Does checking my eligibility affect my credit score? No—your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Help Center.
Do I need a mobile number to use Affirm? Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.
Where can I learn more about Affirm? You can visit their website at affirm.com.